Frequently Asked Questions

Everything you need to know about MYTHEO, investing and personal finance.

General Questions Getting Started Operation of MYTHEO Deposit and Withdrawal Regular Savings Portfolios Fees Multiple Portfolio Portfolio Switching Taxes Security Others MUST

General Questions

MYTHEO's investment process requires the construction of portfolios in TWO-STAGES by utilizing different sets of algorithms at each stage. In the first stage, the algorithm is used to construct a CUSTOMIZED PORTFOLIO through the allocation of weightages from three functional portfolios: THE GROWTH PORTFOLIO, INCOME PORTFOLIO and INFLATION HEDGE PORTFOLIO.

The construction of the CUSTOMIZED PORTFOLIO is based on the risk profile and objective of each investor that are collected through the questionnaires. If the investor does not agree with the recommended portfolio, the investor has the flexibility to adjust the asset allocation based on his/her risk preference.

In the second stage, an algorithm is used to construct each functional portfolio (GROWTH PORTFOLIO, INCOME PORTFOLIO and INFLATION HEDGE PORTFOLIO) utilising more than 25 ETFs. At this stage, the MYTHEO fund manager has full discretionary to decide the asset allocation using a different set of algorithms.

Below are details of the functional portfolios of MYTHEO.

GROWTH PORTFOLIO
The goal is to achieve a high return over a long period. The portfolio includes only equity ETFs in developed and/or emerging countries, in which each ETF must also meet the liquidity and size conditions. The basic algorithm is a volatility minimization, with an added tactical asset allocation based on value and momentum factors. The portfolio has an overall value and small-cap bias that gives it a total factor beta greater than 1.
INCOME PORTFOLIO
The goal is to achieve a high but stable and sustainable income stream from ETF dividends. Consequently, it invests in fixed income ETFs with higher yields and relatively predictable dividends.
INFLATION HEDGE PORTFOLIO
The goal is two-fold, first, to track the Malaysian CPI over the medium term (several years), but also to diversify away from the global equity market risk. The ETFs used are those which have been found to have a significant long-term correlation with inflation related commodities (oil, metals), US short-term Treasuries and TIPs, infrastructure and real asset ETFs.

Getting Started

Operation of MYTHEO

Deposit and Withdrawal

Regular Savings

Portfolios

Multiple Portfolio

Portfolio Switching

MYTHEO USD Trust (MUST)

Fees

Taxes

Security

Others

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